New year, fresh finances

With a RateSetter personal loan you could bring existing borrowing together into one simple monthly payment.

Loans are subject to status and affordability. Terms apply.

Rated 4.9/5 on Smart Money People

Award-winning loan provider

Dedicated UK customer service team

FCA authorised and regulated

Rated 4.9/5 on Smart Money People

Award-winning loan provider

Dedicated UK customer service team

FCA authorised and regulated

We are RateSetter

More than 800,000 customers have chosen RateSetter for our dedication to delivering market-leading products and services to borrowers and investors. RateSetter is part of Metro Bank, an award-winning bank that is celebrated for its exceptional customer experience.

RateSetter and Metro Bank have a shared focus on delivering something fresh for customers, offering attractive products and the best possible customer service.

Simple personal loans tailored to you

Whether you’re looking for a personal loan to tidy up your finances, buy a car or carry out some home improvements, we believe that you deserve a price that is carefully personalised for you.

Get a personalised rate today with no obligation to apply and no impact on your credit score.

Loans are subject to status and affordability, the rate and fee you pay will depend on your credit profile. Before borrowing any money, it’s important to make sure you choose the right product for your needs. 

Dedicated UK customer service team

We know it’s important you can speak to us when you need to. Our friendly UK customer service team are on hand to make sure you only get the best experience with RateSetter.

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